New Zealand’s most affordable and effective tenant check with instant results!

Yes we advise to check a tenant’s ID at the viewing. Namecheck can verify if they are accurate.

We recommend you do a proper tenant screening as some insurance companies need you to present a proof of vetting all adults in the property when submitting damage claims.

One of the most important steps of any tenant screening process is credit checking.

1. Ask for photo ID/ consent from tenant (normally included in per-tenancy application)
2. Enter full name, address and choose the type of search
3. Pay per name
4. Get your result
Check our sample result Sample result

Make payments on time.
Pay credit card in full.
Limit payday loans and quick finance options.
If you are turned down for a loan, check your credit history and fix any errors before applying for more loans.
Don’t share bills: Make sure your name isn’t on any bills with other people.
Limit credit applications: Every time you apply for credit, the lender will do a credit check. Each check negatively impacts your score. Only apply for what you really need.
Wait for the time limits: Items on your credit history stick around for a set amount of time, four to five years.

The Residential Tenancies Amendment Act, effective from February 11, 2021, has updated the notice periods and conditions under which a landlord can end a tenancy. Notably, the notice period for ending a periodic tenancy has increased from 21 to 28 days. Access the Complete Guide Here

Low score: 1 – 300
You’ve probably got payment defaults or other bad data on your file or other bad data such as a bankruptcy, poor payment history (such as paying late). You could also have a high number of credit enquiries, especially recent ones and for small amounts.
Below average: 300 – 500
It could be that you are in the younger age bracket or you may have recently applied for one or more smaller credit facilities or to credit providers that offer services to higher risk customers.
Middle of the road: 500 – 700
Your score aligns with the majority of people. Smaller things will push the score up, such as your age or having a mortgage.
Woohoo! More than 700
Scoring in this range will often be associated with being in the older age groups, having been fairly disciplined with your applications for credit and not making too many applications, having a mortgage and/or an investment property. And constantly paying your accounts on time.

– Missed payments.
– Insolvency.
– Applying for too much credit.
– Credit transfers.
– Debt collections.
– Hardship applications.
– Payday loan and quick finance applications
– No credit: This can have the same negative impact as having bad credit.
– Defaulting on payments: A default is where a payment over $125 is overdue by more than 30 days and the lender has tried to recover the money. This stays on your credit record even if you repay the amount in full.

A Criminal Record (also known as a criminal conviction history, or CCH) is the history of your criminal and traffic convictions in New Zealand, held on the computer systems of the Ministry of Justice. Our process is paperless and only takes 3 working days.

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You can end up with a bad score for many reasons, such as if you fail to pay your bills, if you apply for credit too often, and even if your partner defaults on a debt that also has your name on it. Your score is determined by how you pay your bills.